No one could miss the amount of bad press Wells Fargo has had over the past year. There were millions of unnecessary checking accounts opened for years. Customers were not aware that employees opened these accounts in their names-just to inflate their numbers. To make matters worse, those who did not make their banking quotas could be fired without notice. Those who complained about the ethics of the practice were also threatened with termination. Although you would think that a $1 billion fine would put an end to unfriendly business practices in banking for good, that could change if Mulvaney, President Trump’s recently appointed Interim Director, follows through on reforms that many say are meant to intentionally weaken the law enforcing powers of the bureau.